These terms and conditions govern your use of Xovetharion financial planning and investment consultation services. By engaging our services, you agree to these terms.
Xovetharion provides personalized financial planning consultations ranging from $200 to $1000, including investment portfolio analysis, wealth management recommendations, and strategic financial planning guidance.
All consultation fees are payable in advance of service delivery. Payments are accepted in South African Rand equivalent to the USD pricing displayed. Refunds are available within 7 days of service delivery if you are not satisfied with the consultation quality.
Clients must provide accurate and complete financial information to ensure the effectiveness of our financial planning services. You are responsible for implementing recommendations at your own discretion and risk.
You warrant that all financial and personal information provided is accurate and complete. Xovetharion is not liable for recommendations based on incomplete or inaccurate information.
All financial planning recommendations are advisory in nature. You maintain full responsibility for investment decisions and their outcomes.
Xovetharion provides financial planning guidance based on the information provided and current market conditions. We are not liable for investment losses or financial outcomes resulting from market volatility or external economic factors.
Our financial planning services adhere to South African financial services regulations and industry standards. However, investment outcomes cannot be guaranteed due to market uncertainties.
All client financial information is treated with strict confidentiality in accordance with South African privacy laws and professional financial planning standards.
Your personal and financial data is protected according to our Privacy Policy and applicable South African data protection regulations.
All financial planning reports, analyses, and recommendations provided by Xovetharion remain our intellectual property while being licensed for your personal use.
Either party may terminate the consultation agreement with written notice. Fees for completed services remain payable upon termination.
Upon termination, you retain access to previously delivered financial planning materials and recommendations for your personal use.
These terms are governed by South African law. Any disputes will be resolved through South African courts or mutually agreed arbitration.
For questions regarding these terms, contact us at info@xovetharion.com or +27 21 907 2311.
We may update these terms periodically. Continued use of our services constitutes acceptance of updated terms.